Holding Cash vs Investing
When you choose not to invest your money, you could be missing out on significant returns over time. Give your money a chance to grow by putting it to work.
Use the tool below to compare historical returns of market benchmarks to not investing at all and see how $10,000 would've performed over time.
Investing vs. staying out of the market
Investment amount
$10,000
Investment time frame
How much you would have earned investing*
S&P 500 Index
Not investing
$10,000
*How much more you would've earned if you'd invested in these market benchmarks vs. not investing at all.
The bottom line
Investing in the market can give you greater growth potential over time. You can help offset market risk through asset allocation. Use our asset allocation tool to find a portfolio that fits you.
Select market benchmarks ⓘ